Before Expanded Subsidies, ACA Exchange Plans Became Less and Less Affordable for the Middle Class

Half of families with incomes between 401% and 600% of the federal poverty level (FPL) would have paid at least 7.7% of their income for the lowest-cost bronze family plan in the Affordable Care Act exchange market in 2015, while they would have paid at least 11.3% of their income in 2019, according to a Health Affairs study. The studied population included families of four with annual incomes of $106,000 to $159,000 in 2021, two-person families with incomes of $69,680 to $104,520, and single adults with incomes of $51,520 to $77,280.

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Jinghong Chen Reporter

Jinghong produces infographics and data stories on health insurance and specialty pharmacy for AIS Health. She graduated from Missouri School of Journalism with a focus on data journalism and international reporting. Before joining AIS in 2018, she worked at WBEZ, Al Jazeera English and The New York Times Chinese.

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